{"id":18,"date":"2019-09-09T06:01:52","date_gmt":"2019-09-09T06:01:52","guid":{"rendered":"http:\/\/www.tcbl.co.in\/?page_id=18"},"modified":"2026-01-09T05:54:10","modified_gmt":"2026-01-09T05:54:10","slug":"deposits","status":"publish","type":"page","link":"https:\/\/tcbl.bank.in\/kn\/deposits\/","title":{"rendered":"(English) Deposits"},"content":{"rendered":"[mk_page_section bg_image=&#8221;http:\/\/www.tcbl.co.in\/wp-content\/uploads\/2019\/09\/action_bg.jpg&#8221; min_height=&#8221;200&#8243; sidebar=&#8221;sidebar-1&#8243;][vc_column][vc_empty_space height=&#8221;75px&#8221;][mk_fancy_title font_family=&#8221;none&#8221;]\n<h2 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Deposits<\/span><\/h2>\n[\/mk_fancy_title][\/vc_column][\/mk_page_section][mk_page_section attachment=&#8221;fixed&#8221; bg_repeat=&#8221;no-repeat&#8221; bg_stretch=&#8221;true&#8221; sidebar=&#8221;sidebar-1&#8243;][vc_column][vc_column_text css=&#8221;.vc_custom_1767938039548{margin-bottom: 0px !important;}&#8221;]<strong>-Fixed Deposit<\/strong><\/p>\n<p><strong>-Recurring Deposit<\/strong><\/p>\n<p><strong>-Mangala Nidhi Deposit (Cumulative Deposit)<\/strong><\/p>\n<p><strong>-Kalpatharu Deposit (Pigmy Deposit)<\/strong><\/p>\n<p><strong>Rate of Interest of Deposits<\/strong><\/p>\n<table dir=\"ltr\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\" data-sheets-root=\"1\" data-sheets-baot=\"1\">\n<colgroup>\n<col width=\"167\" \/>\n<col width=\"170\" \/>\n<col width=\"161\" \/><\/colgroup>\n<tbody>\n<tr>\n<td style=\"text-align: center;\" colspan=\"3\" rowspan=\"1\">Rate of Interest of Deposits w.e.f 07.01.2026<\/td>\n<\/tr>\n<tr>\n<td>Duration<\/td>\n<td>General<\/td>\n<td>Senior Citizen<\/td>\n<\/tr>\n<tr>\n<td>15 days to 90 days<\/td>\n<td>5.00% p.a<\/td>\n<td>5.00% p.a<\/td>\n<\/tr>\n<tr>\n<td>91 days to 180 days<\/td>\n<td>5.75% p.a<\/td>\n<td>5.75% p.a<\/td>\n<\/tr>\n<tr>\n<td>181 days to 1 Year<\/td>\n<td>6.00% p.a<\/td>\n<td>6.50% p.a<\/td>\n<\/tr>\n<tr>\n<td>Above 1 year upto 3 years<\/td>\n<td>7.25% p.a<\/td>\n<td>7.75% p.a<\/td>\n<\/tr>\n<tr>\n<td>Above 3 years upto 5 years<\/td>\n<td>7.00% p.a<\/td>\n<td>7.50% p.a<\/td>\n<\/tr>\n<tr>\n<td>Above 5 years<\/td>\n<td>6.50% p.a<\/td>\n<td>6.75% p.a<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&#8211; The Bank will not accept deposits beyond 10 years of maturity.<\/p>\n<p>&#8211; 1% Penalty for pre-closure of\u00a0 General deposits and 0.50% for Senior Citizen deposits.<\/p>\n<p><strong>Auto Renewal of Term Deposits:<\/strong><\/p>\n<p>Term Deposit will be renewed automatically.\u00a0 Auto-renewal is a separate and Independent contract at the Bank&#8217;s prevailing interest rates on the date of auto-renewal for the same period as the original deposit, till the receipt is presented for payment.<\/p>\n<p><strong>DICGC Insurance Cover for Deposit<\/strong><\/p>\n<p>All deposits of our Bank are covered under the Insurance Scheme offered by Deposit Insurance and Credit Guarantee Corporation of India (DICGC) subject to certain limits and conditions.[\/vc_column_text][vc_single_image image=&#8221;493&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221;][\/vc_column][\/mk_page_section]\n","protected":false},"excerpt":{"rendered":"<p>[mk_page_section bg_image=&#8221;http:\/\/www.tcbl.co.in\/wp-content\/uploads\/2019\/09\/action_bg.jpg&#8221; min_height=&#8221;200&#8243; sidebar=&#8221;sidebar-1&#8243;][vc_column][vc_empty_space height=&#8221;75px&#8221;][mk_fancy_title font_family=&#8221;none&#8221;] Deposits [\/mk_fancy_title][\/vc_column][\/mk_page_section][mk_page_section attachment=&#8221;fixed&#8221; bg_repeat=&#8221;no-repeat&#8221; bg_stretch=&#8221;true&#8221; sidebar=&#8221;sidebar-1&#8243;][vc_column][vc_column_text css=&#8221;.vc_custom_1767938039548{margin-bottom: 0px !important;}&#8221;]-Fixed Deposit -Recurring Deposit -Mangala Nidhi Deposit (Cumulative Deposit) -Kalpatharu Deposit (Pigmy Deposit) Rate of Interest of Deposits Rate of Interest of Deposits w.e.f 07.01.2026 Duration General Senior Citizen 15 days to 90 days 5.00% p.a 5.00% p.a 91 days to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-18","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/tcbl.bank.in\/kn\/wp-json\/wp\/v2\/pages\/18","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tcbl.bank.in\/kn\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/tcbl.bank.in\/kn\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/tcbl.bank.in\/kn\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tcbl.bank.in\/kn\/wp-json\/wp\/v2\/comments?post=18"}],"version-history":[{"count":31,"href":"https:\/\/tcbl.bank.in\/kn\/wp-json\/wp\/v2\/pages\/18\/revisions"}],"predecessor-version":[{"id":657,"href":"https:\/\/tcbl.bank.in\/kn\/wp-json\/wp\/v2\/pages\/18\/revisions\/657"}],"wp:attachment":[{"href":"https:\/\/tcbl.bank.in\/kn\/wp-json\/wp\/v2\/media?parent=18"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}