Attractive Rate of Interest on Advances W.E.F 07.01.2026
EMI LOANS ROI Period
Immovable Property Loan
(upto 10 Lakhs)
10.50% 60/120/180 Months
Immovable Property Loan
(above 10 Lakhs)
11.50% 60/120/180 Months
Housing Loan Up to 35 Lakhs 9.50% 180/240 Months
Housing Loan: Above 35 Lakhs up to 140 Lakhs 9.90% 180/240 Months
Vehicle Loan (Two Wheeler) 11.70% 36 Months
Vehicle Loan (Four-Wheeler) 11.50% 60 Months
Salary-Based Loan (up to 5 Lakhs) 11.50% 60 Months
Immovable Property Loan (B Katha) to 50 Lakhs 11.50% 180 Months
NON-EMI LOANS
Immovable Property Loan – Weavers 13% 144 Months
Immovable Property Loan – Others 13.50% 144 Months
Housing Loan (up to 140 lakhs) 11.25% 180/240 Months
Machinery Loan 13% 144 Months
Secured Overdraft 11.50% 12 Months
Vehicle Loan 12% 36/60 Months
Personal Loan 14.75% 36 Months
Education Loan (up to 10 Lakhs) 8%
Immovable Property Loan—(Rental Income)  up to 25 Lakhs 13.50% 120 Months
Consumer Loan—Up to 15 Lakhs 14% 60/84 Months
Immovable Property Loan (Holder katha) up to 10 Lakhs 13.50% 144 Months
Immovable Property Loan (B Katha) Up to 50 Lakhs 13.50% 180 Months
Government Security Loan (KVP/IVP/LIC & others) 12%
Loan on Deposits (Deposit int. Rate + 2%)
GOLD LOAN
Gold Loan up to 2 Lakhs 10.50% 12 Months
Gold Loan above 2 Lakhs 9.50% 12 Months