|
Attractive Rate of Interest on Advances W.E.F 07.01.2026 |
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|
EMI LOANS |
ROI |
Period |
|
Immovable Property Loan |
10.50% |
60/120/180 Months |
|
(upto 25 Lakhs)w.e.f 21.05.2026 |
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|
Immovable Property Loan |
11.50% |
60/120/180 Months |
|
(above 25 Lakhs)w.e.f 21.05.2026 |
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|
Housing Loan Up to 35 Lakhs |
9.50% |
180/240 Months |
|
Housing Loan: Above 35 Lakhs up to 140 Lakhs |
9.90% |
180/240 Months |
|
Vehicle Loan (Two Wheeler) |
11.70% |
36 Months |
|
Vehicle Loan (Four-Wheeler) |
11.50% |
60 Months |
|
Salary-Based Loan (up to 5 Lakhs) |
11.50% |
60 Months |
|
Immovable Property Loan (B Katha) to 50 Lakhs |
11.50% |
180 Months |
|
NON-EMI LOANS |
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|
Immovable Property Loan – Weavers |
13% |
144 Months |
|
Immovable Property Loan – Others |
13.50% |
144 Months |
|
Housing Loan (up to 140 lakhs) |
11.25% |
180/240 Months |
|
Machinery Loan |
13% |
144 Months |
|
Secured Overdraft |
11.50% |
12 Months |
|
Vehicle Loan |
12% |
36/60 Months |
|
Personal Loan |
14.75% |
36 Months |
|
Education Loan (up to 10 Lakhs) |
8% |
|
|
Immovable Property Loan—(Rental Income) up to 25 Lakhs |
13.50% |
120 Months |
|
Consumer Loan—Up to 15 Lakhs |
14% |
60/84 Months |
|
Immovable Property Loan (Holder katha) up to 10 Lakhs |
13.50% |
144 Months |
|
Immovable Property Loan (B Katha) Up to 50 Lakhs |
13.50% |
180 Months |
|
Government Security Loan (KVP/IVP/LIC & others) |
12% |
|
|
Loan on Deposits (Deposit int. Rate + 2%) |
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|
GOLD LOAN |
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|
Gold Loan up to 2 Lakhs |
10.50% |
12 Months |
|
Gold Loan above 2 Lakhs |
9.50% |
12 Months |